In the world of payments, we spend enormous effort securing transactions—encryption, tokenization, fraud checks, velocity rules, reconciliation logic.Yet one critical piece is often overlooked:The link itself...
Market Reality, Power Structures, and the Future of PaymentsExecutive SummaryStripe’s dominance in online payments is often misunderstood as a technology advantage. In reality, Stripe’s strength lies in...
Implementing Buy Now, Pay Later (BNPL) on Your E-commerce Platform: Tools, APIs, and Code Snippets In an article that I published a while back, I talked about different platforms that you can use for Buy Now...
The world of cryptocurrency has rapidly evolved, and PHP developers have multiple ways to incorporate crypto functionalities into web applications. This guide will walk you through different use cases, from...
The Top Technology Stacks for Software Development This is part 2 of my review of the top 10 Technology stacks for software development. You can see the part 1 here As much as I love the top five stacks, some...
PAX Full-Integration Implementation As someone who has worked with PAX products for many years, I’m excited to share a review and summary of the latest PAX Full-Integration Implementation Guide, updated on...
BackgroundPHP, as it’s known today, is the successor to a product named PHP/FI. Created in 1994 by Rasmus Lerdorf, the very first incarnation of PHP was a simple set of Common Gateway Interface (CGI) binaries...
I recently participated in an exciting integration project in which we integrated into the Clearent Cloud-Based solution.In this article, I share with you some of the highlights of the project.About ClearentClearent is...
Authorize.Net is one of the leading payment gateways on the market. It almost provides all you need to process credit cards online and without a separate credit card machine.Authorize.Net supports most virtual shopping...
Learn how to pull data from an API. This tutorial covers API scraping concepts, challenges, and will walk you through creating your own Twitter API scraper. I’ve done a few projects that involve API scraping of some...
Developers often ask me the following question:Should I use a third-party API to build a semi-integrated solution for PAX or integrate directly?Let’s review each option and its pros and cons.1- Direct Integration:PAX...
IntroductionSemi-integrated techniques have provided many opportunities for software developers to directly, and without using any third-party middleware or gateway, integrate their software to credit card processing...
Standalone vs Fully-Integrated vs Semi-Integrated Payment Solutions I have regularly been asked about the differences between payment processing terminals and payment integration methods, and the best, fastest and most...
IntroductionEMV (Europay, MasterCard, and Visa) is a set of standards for the use of payment chip cards (those with an embedded microprocessor). The microprocessor within a payment chip card provides strong security...
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