I recently had a conversation with a software developer who was looking for a payment processing solution for his software and asked my opinion. It was not the first time I had been asked such a question and I...
Kourosh
Category - Payment Processing
Credit Card Processing Companies and Transparency
The Elephant in the room What I have discussed in this article is a genuine case of the Elephant in the room. Unless you are very new in the payment processing industry (your first few weeks), otherwise you know that...
Device Options for Semi-Integrated Systems
Since the implementation of the liability shift by payment processors, the Semi-integrated systems have gained popularity.Before I continue, I want to make sure that you know what the Liability Shift and Semi-Integrated...
WordPress and Accepting payments
WordPress has become the most popular platform for building websites, thanks to a large number of independent developers who have created a wealth of plugins and add-ons for WordPress. Today, WordPress is a formidable...
Gift Cards – You must offer them
Gift cards Shoppers love them, and small businesses are harvesting the profits of one of the retail industry’s most positive trends. Neiman Marcus sold the first gift cards in 1994 as novelty items. In 1995...
Cash Discount and Surcharge in Credit Card Processing
Although neither cash discount nor surcharge scheme is new in the payment industry, many merchants are considering them as an option to offset their processing cost in a Post-COVID world. Let see how these two method...
So, you want to build a restaurant POS
I have been on the front and center of the POS design, development, marketing, and sale for close to two decades. Point Of Sale software applications are sophisticated, ever-changing, and require constant development...
Hosted Payments – HPP vs HPF
Hosted Payments When you’re running a business where you receive payments in a manner that the physical card is not present, such as online payments and eCommerce, you need to figure out how to take payment from...
Transaction Types in Authorize.Net
Authorize.Net is one of the leading payment gateways on the market. It almost provides all you need to process credit cards online and without a separate credit card machine.Authorize.Net supports most virtual shopping...
QR Code payments: The good, the bad and the ugly
How does Walmart Pay work? To use Walmart Pay, you must first download the Walmart app, create or sign in to your Walmart.com account and update your account to include a preferred payment method; this can consist of...
PAX: Direct Integration vs. Third-party integration
Developers often ask me the following question: Should I use a third-party API to build a semi-integrated solution for PAX or integrate directly? Let’s review each option and its pros and cons. 1- Direct Integration:...