In the world of payments, we spend enormous effort securing transactions—encryption, tokenization, fraud checks, velocity rules, reconciliation logic.Yet one critical piece is often overlooked:The link itself...
Market Reality, Power Structures, and the Future of PaymentsExecutive SummaryStripe’s dominance in online payments is often misunderstood as a technology advantage. In reality, Stripe’s strength lies in...
Integrating ACH Processing Co.’s API for Seamless Payment Automation In today’s digital landscape, businesses need secure, efficient, and automated solutions to manage their payment workflows. The ACH...
The Future of Payments in the AI Era: A Deep Dive The payment industry has undergone a significant transformation over the years, transitioning from cash and checks to electronic, mobile, and contactless...
Implementing Buy Now, Pay Later (BNPL) on Your E-commerce Platform: Tools, APIs, and Code Snippets In an article that I published a while back, I talked about different platforms that you can use for Buy Now...
The world of cryptocurrency has rapidly evolved, and PHP developers have multiple ways to incorporate crypto functionalities into web applications. This guide will walk you through different use cases, from...
Model-View-Controller is the most widely used design pattern in programming languages such as Java, PHP, C, C++, and C#.In an object-oriented programming paradigm, MVC relates the user interface to the underlying data...
In my last three articles, I discussed APIs, JSON, and REST.In this article, I am going to show you how to design an API with best practices.Define and DesignThe first step in building an API is to define what...
I have previously discussed the APIs and why you need them. In this article, we take a deep dive into a fundamental technology we need to develop API.My intention in writing these articles is to explain relatively...
JSON is the acronym for JavaScript Object Notation, and it’s a format to exchange (and interchange) data from the same or different systems in a network. JSON is a text format that is entirely language...
What’s an APIA textbook definition of API is something like this:API stands for Application Programming Interface, a software interface that allows two applications to talk to each other. It defines the allowed...
Hosted PaymentsWhen you’re running a business where you receive payments in a manner that the physical card is not present, such as online payments and eCommerce, you need to figure out how to take payment from...
I recently participated in an exciting integration project in which we integrated into the Clearent Cloud-Based solution.In this article, I share with you some of the highlights of the project.About ClearentClearent is...
Learn how to pull data from an API. This tutorial covers API scraping concepts, challenges, and will walk you through creating your own Twitter API scraper. I’ve done a few projects that involve API scraping of some...
Developers often ask me the following question:Should I use a third-party API to build a semi-integrated solution for PAX or integrate directly?Let’s review each option and its pros and cons.1- Direct Integration:PAX...
IntroductionSemi-integrated techniques have provided many opportunities for software developers to directly, and without using any third-party middleware or gateway, integrate their software to credit card processing...
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