In the world of payments, we spend enormous effort securing transactions—encryption, tokenization, fraud checks, velocity rules, reconciliation logic.Yet one critical piece is often overlooked:The link itself...
Market Reality, Power Structures, and the Future of PaymentsExecutive SummaryStripe’s dominance in online payments is often misunderstood as a technology advantage. In reality, Stripe’s strength lies in...
Integrating ACH Processing Co.’s API for Seamless Payment Automation In today’s digital landscape, businesses need secure, efficient, and automated solutions to manage their payment workflows. The ACH...
The payment industry is complex, often surrounded by myths that can mislead businesses. From misunderstandings about costs to false beliefs about transaction security, these misconceptions can impact...
In recent years, Buy Now, Pay Later (BNPL) platforms have surged in popularity, offering consumers a flexible way to spread the cost of purchases. This method of payment has transformed the way people shop...
A Revolution in Financial TransactionsWe continuously demand faster transactions, and now real-time, instant payments and settlements have become the standard. The rise of eCommerce and Card-Not-Present...
Gift cardsShoppers love them, and small businesses are harvesting the profits of one of the retail industry’s most positive trends.Neiman Marcus sold the first gift cards in 1994 as novelty items. In 1995...
Although neither cash discount nor surcharge scheme is new in the payment industry, many merchants are considering them as an option to offset their processing cost in a Post-COVID world.Let see how these two method...
I have been on the front and center of the POS design, development, marketing, and sale for close to two decades.Point Of Sale software applications are sophisticated, ever-changing, and require constant development and...
Hosted PaymentsWhen you’re running a business where you receive payments in a manner that the physical card is not present, such as online payments and eCommerce, you need to figure out how to take payment from...
Authorize.Net is one of the leading payment gateways on the market. It almost provides all you need to process credit cards online and without a separate credit card machine.Authorize.Net supports most virtual shopping...
How does Walmart Pay work? To use Walmart Pay, you must first download the Walmart app, create or sign in to your Walmart.com account and update your account to include a preferred payment method; this can consist of...
Developers often ask me the following question:Should I use a third-party API to build a semi-integrated solution for PAX or integrate directly?Let’s review each option and its pros and cons.1- Direct Integration:PAX...
What is an Omnichannel Payment? The term “Omnichannel” has become a buzzword in the payments industry, and it is just the beginning. Let’s go deeper and see what is behind the curtains! Omni comes from...
IntroductionSemi-integrated techniques have provided many opportunities for software developers to directly, and without using any third-party middleware or gateway, integrate their software to credit card processing...
Standalone vs Fully-Integrated vs Semi-Integrated Payment Solutions I have regularly been asked about the differences between payment processing terminals and payment integration methods, and the best, fastest and most...
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