In the world of payments, we spend enormous effort securing transactions—encryption, tokenization, fraud checks, velocity rules, reconciliation logic.Yet one critical piece is often overlooked:The link itself...
Market Reality, Power Structures, and the Future of PaymentsExecutive SummaryStripe’s dominance in online payments is often misunderstood as a technology advantage. In reality, Stripe’s strength lies in...
Implementing Buy Now, Pay Later (BNPL) on Your E-commerce Platform: Tools, APIs, and Code Snippets In an article that I published a while back, I talked about different platforms that you can use for Buy Now...
The world of cryptocurrency has rapidly evolved, and PHP developers have multiple ways to incorporate crypto functionalities into web applications. This guide will walk you through different use cases, from...
The Top Technology Stacks for Software Development This is part 2 of my review of the top 10 Technology stacks for software development. You can see the part 1 here As much as I love the top five stacks, some...
PAX Full-Integration Implementation As someone who has worked with PAX products for many years, I’m excited to share a review and summary of the latest PAX Full-Integration Implementation Guide, updated on...
Restaurants are undoubtedly amongst the hardest hit businesses during COVID shutdowns and lockdowns.I reached out to many friends in the industry. It was disheartening to hear from them how the efforts of many years of...
Since the implementation of the liability shift by payment processors, the Semi-integrated systems have gained popularity.Before I continue, I want to make sure that you know what the Liability Shift and Semi-Integrated...
WordPress has become the most popular platform for building websites, thanks to a large number of independent developers who have created a wealth of plugins and add-ons for WordPress. Today, WordPress is a formidable...
Gift cardsShoppers love them, and small businesses are harvesting the profits of one of the retail industry’s most positive trends.Neiman Marcus sold the first gift cards in 1994 as novelty items. In 1995...
Although neither cash discount nor surcharge scheme is new in the payment industry, many merchants are considering them as an option to offset their processing cost in a Post-COVID world.Let see how these two method...
PHP is a powerful backend programming language for web app development. It is also the most popular.If you have ever developed in PHP, you know that your work could quickly become tedious.For every function, you want to...
In my last three articles, I discussed APIs, JSON, and REST.In this article, I am going to show you how to design an API with best practices.Define and DesignThe first step in building an API is to define what...
JSON is the acronym for JavaScript Object Notation, and it’s a format to exchange (and interchange) data from the same or different systems in a network. JSON is a text format that is entirely language...
What’s an APIA textbook definition of API is something like this:API stands for Application Programming Interface, a software interface that allows two applications to talk to each other. It defines the allowed...
Hosted PaymentsWhen you’re running a business where you receive payments in a manner that the physical card is not present, such as online payments and eCommerce, you need to figure out how to take payment from...
Kourosh